Roadway Lending, LLC

Terms of Service

Last Updated: May 24, 2025

1. Acceptance of Terms

Welcome to Roadway Lending, LLC ("we," "us," "our," "Website," or “Roadway Lending”). These Terms of Service ("Terms") govern your access to and use of our Website, including any content, functionality, and services offered on or through1 https://www.roadwaylending.com (the "Services").

Please read these Terms carefully before you start to use the Website. By accessing or using the Website or by clicking to accept or agree to the2 Terms when this option is made available to you, you accept and agree to be bound and abide by these Terms and our Privacy Policy, found at3 https://www.roadwaylending.com/privacy, incorporated herein by reference. If you do not want to agree to these Terms or the Privacy Policy, you must not access or use the Website.4

2. Description of Services

Roadway Lending provides referral services for businesses to apply to obtain a business loan or business line of credit via third-party lending partners. Roadway Lending DOES NOT provide investment advice, financial planning, brokerage services, etc.

IMPORTANT: NO FINANCIAL, INVESTMENT, LEGAL, OR TAX ADVICE

THE CONTENT AND SERVICES PROVIDED ON THIS WEBSITE ARE FOR INFORMATIONAL AND EDUCATIONAL PURCES ONLY. Roadway Lending IS NOT A REGISTERED INVESTMENT ADVISOR, BROKER-DEALER, FINANCIAL ANALYST, FINANCIAL BANK, SECURITIES BROKER, OR FINANCIAL PLANNER.

THE INFORMATION5 PROVIDED ON THE WEBSITE IS NOT INTENDED AS, AND SHALL NOT BE UNDERSTOOD OR CONSTRUED AS, FINANCIAL, INVESTMENT, LEGAL, TAX, OR OTHER PROFESSIONAL ADVICE. NOTHING ON THIS WEBSITE CONSTITUTES A SOLICITATION, RECOMMENDATION, ENDORSEMENT, OR OFFER BY Roadway Lending OR ANY THIRD-PARTY SERVICE PROVIDER TO BUY OR SELL ANY SECURITIES OR OTHER FINANCIAL INSTRUMENTS.

YOU SHOULD CONSULT WITH A QUALIFIED PROFESSIONAL BEFORE MAKING ANY FINANCIAL DECISIONS. YOUR USE OF ANY INFORMATION OR MATERIALS ON THIS WEBSITE IS ENTIRELY AT YOUR OWN RISK, FOR WHICH WE SHALL NOT BE LIABLE. IT SHALL BE YOUR OWN RESPONSIBILITY TO ENSURE THAT ANY PRODUCTS, SERVICES, OR INFORMATION AVAILABLE THROUGH THIS WEBSITE MEET YOUR SPECIFIC REQUIREMENTS.

3. Eligibility

This Website is offered and available to users who are 18 years of age or older, or the age of majority in their jurisdiction of residence and reside in the United States of America. By using this Website, you represent and warrant that you are of legal age to form a binding contract with us and meet all of the foregoing6 eligibility requirements. If you do not meet all of these requirements, you must not access7 or use the Website.

4. User Accounts and Responsibilities

  • Account Creation: To access certain features of the Website, you may be required to register for an account. You agree to provide accurate, current, and complete information8 during the registration process and to update such information to keep it accurate, current, and complete.

  • Account Security: You are responsible for9 safeguarding your account password and for any activities or actions under your account, whether10 or not you have authorized such activities or actions. You agree11 to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss12 or damage arising from your failure to comply with this security obligation.13

  • Accuracy of Information: You are responsible for the accuracy of any information you provide to us or input into the Services.

  • Compliance with Laws: You agree to use the Services in compliance with all applicable local, state, national, and international laws, rules, and14 regulations.

5. User Conduct and Prohibited Uses

You agree not to use the Website:

  • In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).

  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.

  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent,15 including any "junk mail," "chain letter," "spam," or any other similar solicitation.

  • To impersonate or attempt to impersonate Roadway Lending, a Roadway Lending employee, another user, or any other person or entity.

  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm Roadway Lending or users of the Website, or expose them to liability.

Additionally, you agree not to:

  • Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Website, including their ability to engage in real-time activities through the Website.

  • Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.

  • Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these16 Terms, without our prior written consent.

  • Use any device, software, or routine that interferes with the proper working of the17 Website.

  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.

  • Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.

  • Otherwise attempt to interfere with the proper working of the Website.

6. Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to all information, software,18 text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Roadway Lending, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute,19 modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.

  • You may store files that are automatically cached by your Web browser for display enhancement purposes.

  • You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

  • If we provide20 desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end-user license agreement for such applications.

  • If we provide social media features with certain content, you may take such actions as are enabled by such features.

You must not:

  • Modify copies of any materials from21 this site.

  • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.

  • Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the22 Website in breach of the Terms, your right to use the Website will stop immediately and you must, at our option, return or destroy any copies of the23 materials you have made. No right, title, or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by Roadway Lending. Any use of the Website not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark, and other24 laws.

7. Trademarks

The Roadway Lending name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Roadway Lending or its affiliates or licensors. You must not use such marks without the prior written permission of Roadway Lending. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

8. Disclaimers

  • No Warranties: THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER Roadway Lending NOR ANY PERSON ASSOCIATED WITH Roadway Lending MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY25 OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER Roadway Lending NOR ANYONE ASSOCIATED WITH Roadway Lending REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

    TO THE FULLEST EXTENT PROVIDED BY LAW, Roadway Lending HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

  • Accuracy of Information: While we strive to provide accurate and up-to-date information, we make no representations or warranties26 about the accuracy, reliability, completeness, or timeliness of the content, services, software, text, graphics, links, or communications provided on or through27 the use of the Website. Any reliance on such information is strictly at your own risk. Financial information can change rapidly, and the information provided on the Website may not always be current or accurate. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

  • Third-Party Content and Links: The Website may contain links to third-party websites or resources, or display content from third parties (collectively, "Third-Party Services"). Such Third-Party Services are not under our control, and we are not responsible for their availability, accuracy, content, or any other aspect of such Third-Party Services. We provide these links and content only as a convenience and do not endorse, nor are we responsible or liable for, any content, advertising, products, or other materials on or available28 from such Third-Party Services. You acknowledge sole responsibility for and assume all risk arising from your use of any Third-Party Services.29

9. Limitation of Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL Roadway Lending, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

10. Indemnification

You agree to defend, indemnify, and hold harmless30 Roadway Lending, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, any use of the Website's content, services,31 and products other than as expressly authorized in these Terms, or your use of any information obtained from the Website.32

11. Modification of Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material,33 we will provide at least [e.g., 30] days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Website. It is your responsibility to check this page periodically for changes.

12. Termination

We may terminate or suspend your access34 to all or part of the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you35 breach these Terms.

Upon termination, your right to use the Website will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive36 termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Governing37 Law and Dispute Resolution

All matters relating to the Website and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual38 disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of [Your State, e.g., Illinois], United States, without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising39 out of, or related to, these Terms or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State40 of Illinois in each case located in41 Rockford/Winnebago County. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.42

At Our sole discretion, we may require You to submit any disputes arising from these Terms or use of the Website, including disputes arising from or concerning their interpretation, violation, invalidity,43 non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Illinois law.

14. Waiver and Severability

No waiver by Roadway Lending of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of 44 Roadway Lending to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

15. Entire Agreement

These Terms and our Privacy Policy constitute the sole and entire agreement between you and Roadway Lending regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

16. Contact Information

If you have any questions about these Terms, please contact us at:

Roadway Lending

info@roadwaylending.com